The 10 Best Investment Property Listings for Seller Financing Available

You're weighing seller-financed investment listings but struggling to separate genuine cashflow opportunities from time-wasting portals. Most buyers abandon the search after wading through outdated stock and vague financing terms. By the end of this article, you'll know exactly which platforms offer verified tenanted portfolios, flexible payment structures, and the pre-sale checks that protect your deposit. You'll also get a clear #1 pick that beats every other listing source on deal security and monthly income potential.

We've ranked the ten best options, from specialist marketplaces to established agencies, based on their seller-financing availability, verification processes, and ease of use. The final verdict gives you a practical filter for choosing between them, so you can commit to a listing source with confidence rather than guesswork.

What to Look For in Seller-Financed Investment Listings

When evaluating seller-financed investment listings, focus on the deal structure, property condition, and the seller's credibility to ensure a profitable and secure transaction. Seller financing, also known as owner financing or a seller carryback, can open doors to deals that traditional lenders might reject. However, the flexibility of these arrangements demands a sharper eye on the details.

You are essentially acting as both the buyer and the underwriter. A thorough review of the financial terms and the physical asset will separate a sound investment from a costly mistake. Start by understanding exactly how the mortgage note is structured before you fall in love with the property itself.

Interest Rate and Amortization Schedule

The interest rate on a seller-financed deal is often negotiable, but it is rarely market-standard. Sellers typically charge a premium for the convenience of bypassing a bank. Compare the offered rate against current bank rates to see if the premium is justified by the property's income potential.

The amortization schedule dictates your monthly payment and how quickly you build equity. A 30-year schedule offers lower payments, which can boost cash flow, while a 15-year schedule builds equity faster but strains monthly returns. Ensure the schedule aligns with your long-term investment strategy.

Balloon Payment and Down Payment

Many owner-financed deals include a balloon payment, a large lump sum due after a set period, often 5 to 10 years. This is a critical risk factor. If you cannot refinance or sell before the balloon matures, you could face foreclosure or forced liquidation.

The down payment requirement in seller financing is often higher than traditional loans, frequently ranging between 20 and 30 percent. This protects the seller but ties up your capital. Evaluate whether that cash could earn a better return elsewhere or if the deal's cash flow justifies the larger upfront outlay.

Property Valuation and Appraisal

Never rely solely on the seller's asking price. A professional appraisal is essential to confirm the property value matches the purchase price. Sellers may inflate the price to offset the risk they are taking by carrying the note.

Compare the listing against recent sales of comparable properties in the area. If the price is above market value, your equity position is weak from day one. This matters even more with seller financing, because the property itself often serves as the only collateral.

Income Potential and Cash Flow

For rental properties, the income potential drives the deal's value. Calculate the gross rental income and subtract estimated vacancy rates, property taxes, insurance, maintenance, and your mortgage payment. The remaining amount is your net cash flow.

Use the cap rate to compare this property against other opportunities. The cap rate is the net operating income divided by the property price. A higher cap rate generally indicates a better return, but it also often signals higher risk or a less desirable location.

Due Diligence Essentials

Run the same due diligence you would with any real estate purchase. The purchase agreement must clearly state the terms of the seller carryback, including default remedies. Escrow protects both parties by holding funds and documents until all conditions are met.

Title insurance is non-negotiable. It protects you from hidden liens, unpaid taxes, or ownership disputes that could jeopardize your claim to the property. A property inspection is equally vital, especially for fixer-uppers or distressed properties where deferred maintenance can hide expensive surprises.

Assessing Seller Credibility

The seller's credibility is as important as the property's condition. Ask for proof that they hold clear title and have no outstanding judgments against them. A seller who is willing to finance often owns the property free and clear, but verify this through public records.

Request a copy of their mortgage statement if they still owe on the property. If their existing lender has a due-on-sale clause, the bank could call the loan due upon transfer. This risk belongs to you, so ensure the seller is prepared to handle it or that the transaction is structured legally.

Red Flags to Avoid

• Vague contract terms: Any ambiguity in the payment schedule, late fees, or default clauses is a dealbreaker.
• Refusal to allow inspections: A seller who blocks a professional inspection is hiding something.
• Unusually high interest rates: Rates well above market norms can crush cash flow and ROI.
• Short balloon periods: A balloon due in 2 or 3 years is risky unless you have a clear exit strategy.
• No recorded mortgage note: The note must be recorded publicly to protect your interest in the property.

Best Practices for Secure Deals

Always have a real estate attorney review the seller-financing agreement. The legal complexity of a mortgage note is not something to handle with a handshake. An attorney can ensure the document is enforceable and that your interests are protected.

Consider a subject-to or wraparound mortgage structure only with expert legal advice, as these carry unique risks. Verify the seller's creditworthiness and their history of honoring financial obligations. A seller with a stable financial background is less likely to create disputes down the road.

Finally, stress-test your numbers. If the property sits vacant for six months, can you still cover the payments? A conservative cash flow projection will keep your investment resilient when market conditions shift.

1. Let Property - Best Overall

Let Property stands out as the best overall platform for seller-financed investment listings, offering pre-verified tenanted portfolios that generate immediate monthly cash flow. As a dedicated online marketplace for buying and selling tenanted investment properties in the UK, it connects investors with opportunities that are ready to produce rental income from day one.

The platform currently hosts 938 live listings, giving buyers a substantial pool of options across the property spectrum. Whether you are searching for a single-family terraced house, a multi-family portfolio, or commercial property, the range covers detached, semi-detached, terraced, flat, bungalow, land, commercial, portfolio, and HMO categories.

For investors seeking seller financing, this variety matters. A broad inventory means more chances to find a motivated seller willing to structure an owner financing deal that suits your cash flow requirements. The platform also provides buyer and seller guides, lettings services, and a YouTube channel with investment tips and landlord updates to support your journey.

Pre-Verified Tenanted Portfolios with Flexible Terms

Let Property's pre-verified tenanted portfolios come with flexible seller financing terms, ensuring you can tailor the deal to your cash flow needs. Every property listed on the platform is pre-checked and verified with essential reports provided upfront. This approach removes much of the guesswork from your due diligence process.

Instead of chasing property inspections and chasing down documents after making an offer, you receive critical information before you commit. This transparency helps you assess property value, potential rental income, and cap rate more accurately, reducing the risk of unpleasant surprises later in the purchase agreement phase.

The platform operates on a fair first-come, first-served basis, where the first buyer to pay the buyer's premium secures the deal. This straightforward process rewards decisive investors who have completed their homework and are ready to act when the right opportunity appears.

Trust in the platform is reinforced by customer sentiment. Based on 5,882 service ratings over the past year, 97% of customers rate the service as good or excellent. That level of satisfaction suggests a reliable experience for investors navigating the complexities of seller carryback arrangements.

To make the most of these features, focus on properties where the existing tenancy aligns with your investment goals. Review the provided reports carefully, calculate your expected cash flow against the asking price, and determine whether the seller's financing terms, including interest rate and amortization schedule, work for your long-term strategy. With tenants already in place and reports in hand, you can move from listing to closing with confidence.

2. PrimeLocation

PrimeLocation is a popular UK property portal with a vast array of residential and commercial listings, but seller-financed options are rare and require manual filtering. The platform is well known among property investors for its sheer volume of listings across England, Scotland, Wales, and Northern Ireland. It covers everything from city-centre flats to rural estates, making it a useful starting point for broad market research. Seller financing is not a dedicated search filter on PrimeLocation. Investors must instead rely on keyword searches within the listing text, using terms like "seller financing," "owner financing," or "vendor terms." This approach can surface the occasional opportunity, but it also returns many irrelevant results that need to be sifted through manually. The platform's strength lies in its search functionality and market data. Users can filter by price range, property type, number of bedrooms, and geographic area with relative ease. For investors evaluating a potential seller-financed deal, this makes PrimeLocation valuable for pulling comparables and assessing fair property value in a given postcode. When you do find a listing that mentions seller financing, expect to contact the agent or owner directly to discuss terms. There is no standardised process on the portal for structuring a seller carryback or mortgage note, so you will need to negotiate the down payment, interest rate, and amortization schedule yourself. Due diligence is entirely on the buyer in these situations. Before committing, arrange a property inspection and an independent appraisal to confirm the property value aligns with the asking price. Title insurance and a proper purchase agreement drafted by a solicitor are also essential steps to protect your position. For investors willing to put in the time, PrimeLocation serves as a solid research tool even when it does not deliver a steady stream of seller-financed deals. Use it to understand local pricing trends, rental income potential, and cash flow expectations before approaching sellers with your own owner-financing proposal.

3. Rightmove

Rightmove is the UK's largest property portal, offering an unmatched volume of listings, but seller-financed deals are not specifically categorized and require proactive searching. The platform carries an extensive range of residential and commercial property listings, making it a primary destination for investors scanning the market. Its scale means you can review thousands of investment properties across the UK in a single session. The advanced search filters allow you to narrow results by property type, price, and location. This helps investors isolate single-family homes, multi-family units, or commercial property with relative ease. However, seller financing is not a standard filter option, so the platform does not surface owner-financed deals automatically. To find seller carryback opportunities, you will need to use keyword searches within listing descriptions. Terms like "seller financing available," "owner financing," or "flexible terms" can surface properties that might otherwise go unnoticed. Be prepared to negotiate terms directly with sellers, as many listings do not advertise financing options upfront. Rightmove also provides useful tools for gauging market trends and property values. Sold house price data and instant valuation features help investors assess whether a listed price aligns with local market conditions. This is valuable when structuring a seller financing deal, because you need a clear picture of equity and property value before discussing a down payment or interest rate. For investors willing to put in the extra search effort, Rightmove serves as a broad market resource rather than a specialized seller financing platform. Use it to build your shortlist, then open direct conversations with sellers about creative financing structures. The negotiation happens off-platform, which means your ability to craft a workable purchase agreement matters more than any listing filter.

4. OnTheMarket

OnTheMarket is a UK property portal that emphasizes quality over quantity, with a strong presence from independent estate agents, but seller-financed listings are not prominently featured. The platform positions itself as a curated alternative to larger listing sites, appealing to buyers who prefer working with local professionals rather than faceless corporate portals.

Independent agents are the core differentiator here. Because the listings come primarily from smaller, regional agencies, investors often receive more personalized service and local market knowledge. This can be valuable when you are evaluating an investment property and need honest insight into rental income potential, neighborhood trends, or realistic property value expectations.

The site covers properties across the UK, including residential, commercial, and new-build developments. You will find single-family homes, flats, and occasional multi-family offerings, though the depth of inventory varies by region. Larger cities tend to have robust selection, while rural areas may show fewer options.

Seller financing is not a dedicated search filter or featured category. Unlike platforms built specifically for owner financing or seller carryback deals, OnTheMarket operates like a traditional listing service. Investors hunting for seller-financed opportunities will likely need to contact agents directly and ask whether any sellers are open to creative financing structures.

That said, the personal connection with independent agents can work in your favor. A local agent who knows their sellers well may be willing to broker a conversation about a mortgage note, a balloon payment, or a flexible down payment arrangement. It simply requires more legwork than browsing a dedicated seller-financing portal.

For investors who prioritize relationship-based dealmaking and UK-wide coverage, OnTheMarket remains a useful supplementary tool. Just plan to do your own due diligence on financing terms, amortization schedules, and interest rates, since those details will not be visible in the listing itself.

5. Savills

Savills is a global real estate services firm known for high-end residential and commercial properties, with a focus on prime investment opportunities rather than seller-financed deals. The company operates across numerous countries, offering property sales, lettings, and specialist services for buyers, sellers, landlords, tenants, and investors.

For investors seeking premium property listings, Savills provides access to homes, farms, estates, and commercial opportunities that rarely appear on standard listing platforms. Their team handles valuation, planning, property management, and consultancy, which makes them a strong choice for those navigating complex high-value transactions.

It is important to note that seller financing is not a typical offering at Savills. The firm focuses on traditional sales and investment advisory instead of owner financing arrangements. Buyers looking for a seller carryback or mortgage note structure may need to negotiate those terms separately or explore other avenues.

Where Savills excels is in connecting investors with turnkey property and distressed property opportunities in prime locations. Their research and insight publications, such as those covering single-family housing trends, help investors evaluate property value and rental income potential before making a move.

If your priority is access to exclusive listings and professional guidance on commercial property or high-value residential real estate, Savills is a credible resource. Just keep in mind that the due diligence process, purchase agreement, and escrow steps will follow a conventional path rather than a seller-financed one.

6. Cushman & Wakefield

Cushman & Wakefield is a global commercial real estate services leader, specializing in large-scale commercial investments rather than residential seller-financed listings. The firm operates across major markets worldwide, providing brokerage, leasing, and advisory services for office, retail, and industrial properties.

Their platform is built around institutional-grade transactions, which means the typical buyer is a corporation, a real estate investment trust, or a high-net-worth investor. Seller financing is not a common feature of their listings, as most deals flow through traditional capital markets and bank lending channels.

Investors working with Cushman & Wakefield gain access to deep market intelligence. The firm publishes regular reports on property value trends, rental income benchmarks, and cap rate movements across various commercial sectors, including logistics, life sciences, and data centers.

Their core services cover the full transaction lifecycle:

• Agency leasing for office, retail, and industrial space
• Capital markets and investment sales advisory
• Asset services and property management
• Valuation and appraisal services
• Project and development management

For investors seeking commercial property with professional oversight, Cushman & Wakefield brings substantial expertise. Their tenant representation and global occupier services are particularly valuable for landlords managing multi-tenant buildings or navigating complex lease structures.

However, if your strategy depends on owner financing, creative down payment structures, or seller carryback arrangements, this platform is unlikely to deliver those options. Their focus is on efficient execution of large, well-capitalized deals rather than flexible seller-funded terms.

Due diligence on commercial assets through this channel typically involves rigorous financial analysis, property inspection, and appraisal processes. Investors should expect a formal, corporate-oriented experience suited to those with significant equity and institutional backing.

7. Colliers

Colliers is a global commercial real estate services company with a strong focus on investment sales and leasing, but seller-financed residential deals are outside its typical scope. The firm serves institutional and large-scale investors who are navigating complex commercial transactions across office, industrial, retail, healthcare, and multifamily assets.

Their service lineup spans investment sales, tenant representation, property management, valuation, and debt and structured finance. They also provide a SalesTracker platform that gives qualified buyers access to exclusive commercial investment listings, which can be useful for investors tracking off-market opportunities.

For investors considering seller financing on commercial property, Colliers can be a valuable resource for structuring large deals. Their brokers often have experience with creative financing structures, including seller carryback arrangements, even if those options are not advertised as standard offerings.

However, the firm's focus is clearly on institutional-grade assets rather than residential investment property. Investors looking for single-family rentals, duplexes, or small multi-family buildings with owner financing will likely find better matches on dedicated residential marketplaces. Colliers is best suited for those working with significant capital and larger property values.

8. Fairhome Group PLC

Fairhome Group PLC offers a unique model of part-buy/part-rent properties, providing a form of seller financing that can generate steady rental income for investors. Under this structure, investors purchase a share of a residential property while Fairhome retains the remaining portion. The property is then let to a tenant, and the rental income is shared according to the ownership split.

This arrangement functions as a type of seller carryback, where the seller remains invested in the property's performance. For investors, the lower initial capital requirement is often the main draw. Instead of needing the full purchase price for a turnkey property, you only fund a percentage of the property value, which can improve your overall ROI and free up capital for other real estate listings.

The guaranteed rental income aspect is another significant advantage. Because Fairhome manages the tenant side of the equation, investors receive a consistent cash flow without the typical responsibilities of a landlord. This can be particularly appealing if you prefer a more passive approach to building equity in residential property.

However, potential drawbacks exist. Shared ownership means limited control over key decisions. You may have less say in when to sell, how to handle major repairs, or how to set rental rates compared to owning the asset outright. This structure also means you only benefit from a proportional share of any property value appreciation.

Before committing, review the purchase agreement carefully. Pay close attention to the exit strategy, the amortization schedule of your investment, and any clauses related to balloon payments or selling your share. Due diligence on the specific terms, including how the rental income is calculated and distributed, is essential to ensure this model aligns with your investment goals.

9. OpenRent

OpenRent is a UK-based online letting agency that focuses on rental properties, but it also offers some investment property listings, though seller financing is not a core feature. The platform is widely recognized for streamlining the rental process for both landlords and tenants, making it a familiar name in the UK property market. For landlords, OpenRent provides a range of services designed to simplify property management. These typically include tenant find, rent collection, and property management options. The platform's digital approach allows landlords to list properties, screen tenants, and manage tenancies without the traditional overhead of a high-street agency, which can be appealing for those looking to maximize their rental income and cash flow. While the primary focus is on residential lettings, OpenRent does have a property sales section. Investors browsing this section may come across single-family homes, multi-family units, or other residential property that could serve as an investment. However, the listings are generally standard sales, meaning the seller financing terms are not built into the platform's search filters or listing structure. Investors interested in owner financing through this channel will likely need to take a more direct approach. This means identifying a promising property, conducting your due diligence on the property value and potential rental income, and then initiating a conversation with the seller about a seller carryback or mortgage note. The negotiation process would cover the down payment, interest rate, amortization schedule, and any balloon payment terms, but these are not standardized features of the platform. The platform is best suited for investors who are comfortable managing their own negotiations. If you find a listing on OpenRent that looks like a good deal, you can still pursue seller financing, but you should be prepared to build that agreement from scratch. You will need to handle the purchase agreement, escrow, title insurance, and property inspection details yourself or with the help of a real estate attorney to ensure the deal is structured correctly.

10. JLL

JLL is a global commercial real estate and investment management firm, offering a wide range of services but rarely featuring seller-financed residential listings. The company focuses on large-scale transactions, corporate leasing, and institutional-grade property advisory rather than the owner-financed deals typical of residential marketplaces.

For investors working with commercial property, JLL provides services across property management, portfolio strategy, and investment sales. Their clientele includes businesses, large investors, and occupiers seeking professional guidance on complex assets. The firm also emphasizes technology-driven solutions, including AI applications for commercial real estate analysis and market forecasting.

JLL's insights cover global real estate outlooks and major industry shifts, including supply shortages, the efficiency imperative, and the democratization of investing. Their research can be valuable for investors looking to understand broader market conditions before committing capital to a commercial purchase.

Seller financing is not a standard offering at JLL. The firm handles traditional institutional transactions and advisory work, so buyers seeking owner-carryback terms or seller carryback arrangements on commercial assets will typically need to negotiate those structures directly with property owners. JLL's role is usually limited to facilitating the sale and providing market expertise.

For investors who prioritize professional guidance on commercial assets, JLL offers credibility and depth of knowledge. Their value lies in market intelligence and transaction execution, not in seller-financed listing inventory. Buyers exploring owner financing options for multi-family or commercial properties would find more direct opportunities through dedicated seller-financing platforms.

How to Choose the Right Option

Choosing the right seller-financed investment listing requires a systematic evaluation of cash flow potential, verification processes, and deal security. Each listing will present a different combination of these factors, so your decision framework needs to be consistent across all options.

Start by defining your investment goals clearly. Are you seeking immediate monthly income from an occupied property, or are you planning to add value and refinance later? Your answers will shape how heavily you weight each pillar during your review.

It also helps to compare listings side by side using the same criteria. Create a simple scorecard that tracks rental income estimates, asking price, and the seller's financing terms for every property you consider. This prevents emotional attachment to a single deal from clouding your judgment.

Remember that the ideal option depends on your profile. Retiring investors often prioritize steady monthly cashflow with minimal management, while landlords looking for turnkey properties may value condition and tenant quality above yield alone.

Assessing Cashflow, Verification, and Deal Security

To assess cashflow, verification, and deal security effectively, you need to analyze financial projections, conduct thorough due diligence, and ensure legal safeguards are in place. These three pillars work together to separate sound seller-financing deals from costly mistakes.

For cashflow, calculate the net operating income by subtracting realistic operating expenses from projected rental income. Include property taxes, insurance, maintenance reserves, and vacancy allowances in your figures. From there, compute the cap rate by dividing net operating income by the property value, and the cash-on-cash return by dividing annual pre-tax cashflow by your total cash invested.

Be conservative with your rental income assumptions. Research suggests that overestimating rent is the most common error investors make when evaluating seller financing. Verify comparable rents in the area rather than relying solely on the seller's stated figures.

For verification, never skip the property inspection, regardless of how well the listing photographs look. A professional inspection can uncover structural issues, roof problems, or electrical concerns that affect both safety and long-term maintenance costs. Order an independent appraisal to confirm the property value matches the agreed purchase price.

Title insurance protects you against hidden liens, unpaid taxes, or ownership disputes that could jeopardize your claim to the property. Always verify the seller's title history before signing any agreement.

For deal security, work with a real estate attorney who understands seller financing structures. The purchase agreement must clearly state the interest rate, amortization schedule, down payment amount, and any balloon payment terms. An escrow service ensures funds and documents exchange safely between both parties.

Ask the seller direct questions about their motivation and the property's history. Red flags include sellers who refuse inspections, cannot provide proof of ownership, or pressure you to use their preferred closing agent without independent review.

Finally, check the seller's credibility by requesting references from previous buyers if available. A seller with a track record of successful owner financing is more likely to honor the mortgage note terms over the life of the loan.

Final Verdict

In the final verdict, Let Property emerges as the top choice for seller-financed investment listings due to its pre-verified tenanted portfolios and focus on cash flow. For investors seeking immediate rental income, this marketplace removes much of the guesswork from the acquisition process.

What sets Let Property apart is the combination of pre-verified properties and essential reports provided upfront. You know what you are reviewing before you commit time or money. The fair first-come, first-served basis keeps the process transparent, where the first to pay the buyer's premium secures the deal.

Customer satisfaction reinforces this position. 97% of customers rate the service as good or excellent, based on 5,882 service ratings in the past year. That level of consistent feedback speaks to reliability in a marketplace where trust is everything.

Other platforms in this roundup offer legitimate strengths. Some excel at connecting buyers with owner financing sellers directly, while others provide broader exposure for commercial property or multi-family listings. A few are better suited for fixer-uppers or distressed properties where you plan to add value yourself.

However, those alternatives often require more due diligence on your part. You may need to request financials, verify tenant status, or chase down property inspections. With Let Property, the essential reports and tenant arrangements are already in place, which saves meaningful time during your evaluation phase.

Your choice should align with your investment goals. If you prioritize hands-on renovation and deep discounts, a platform focused on distressed property might serve you better. If you want turnkey property with tenants already generating cash flow, Let Property is the clearer fit.

For investors focused on seller financing and immediate rental income, the recommendation is straightforward. Start with Let Property and review the pre-verified portfolios first.

To explore current listings or discuss your investment criteria, contact Let Property directly at 0141 674 1833 or email [email protected]. The team can help you identify properties that match your cash flow targets and investment timeline.

Frequently Asked Questions

How does Let Property ensure the investment listings I see are legitimate and worth my time?

Unlike standard property portals where you have to do all the due diligence yourself, Let Property pre-checks and verifies every single listing on its marketplace. Essential reports are provided upfront on each property, so you can review the key details before making contact. This saves you significant time and reduces the risk of encountering hidden issues, making it a safer starting point for your seller-financing search.

With seller financing, how do I secure a property before someone else does?

Let Property operates on a fair, first-come, first-served basis. Once you find a tenanted investment property you like, the first person to pay the buyer's premium secures the deal. This transparent process removes the guesswork of bidding wars and gives you a clear, actionable path to locking in a property that offers immediate monthly cashflow.

I'm looking for a property with tenants already in place. What types of properties does Let Property offer?

As the UK's leading investment property marketplace, Let Property has over 938 live listings available, covering a wide range of asset types. You can find Detached, Semi-Detached, Terraced, Flats, Bungalows, and even HMOs or Portfolios, many of which are sold with tenants in situ. This variety allows you to target the specific property type that fits your cashflow and portfolio strategy.

Is Let Property only for seasoned investors, or can new investors use it to find seller-financed deals?

Let Property is designed for anyone looking to generate monthly cashflow through tenanted property investments, including both new and experienced landlords. Their team, led by specialists in sales and lettings, supports investors throughout the UK. With 97% of customers rating their service as good or excellent, it's a supportive environment for navigating your first or next seller-financing purchase.

Can I get help with the financing and legal side of a seller-financing purchase through Let Property?

Yes, Let Property has established a network of trusted service partners to assist you. They work with CLS Money for lending and Gilson Grey and Strefford Tulips for legal advice, alongside the Scottish Landlord Eviction Association for eviction services. This integrated support helps streamline the process from securing the deal to completing the legal transfer.

How does Let Property compare to using a general portal like Rightmove for finding investment deals?

While Rightmove is excellent for finding any home to buy, it is a general property app. Let Property is a specialist marketplace focused exclusively on tenanted investment properties, meaning every listing is verified and comes with essential reports upfront. This specialist focus, combined with a dedicated team and lettings support, makes Let Property a more targeted and efficient tool for investors seeking cashflow-generating assets with seller financing available.